The report says that nearly 5m may become uninsured

The patient goes to the physical therapy session at Lake Charles Memorial Hospital in Lake Charles, La. (Photo Mario Tama/Getty Images)

Without a congress campaign, over 7 million people who buy their health insurance on the market of the Act on inexpensive care pay much higher contributions next year. According to the novel analysis, nearly 5 million of them would not be able to absorb price increases – nor would they be able to afford to buy insurance.

Test By the Urban Institute, a leftist research organization, estimates that in eight states (Georgia, Louisiana, Mississippi, Oregon, South Karolina, Tennessee, Texas and Western Virginia) will fall by at least half. Black non-Latin, non-Latin white and adolescent adults would notice the greatest escalate in the number of insured people.

Enrolling on the market increased from 11.4 million people in 2020 to 24.3 million this year, mainly due to Improved federal subsidies The first time made available on the basis of the Act on the American Emergency Plan in 2021, and later before the end of 2025 pursuant to the Act on reducing inflation.

Unless the Congress extends the subsidies, they will expire at the end of this year.

Urban Institute designs that in 2026 the average premium paid by natural persons or households with income below 250% of the federal level of poverty (250% of the federal level of poverty is 39,25 USD for a person), would be USD 919, compared to USD 169. The bonuses would be over twice, from USD 1171 to USD 2455, for people with income from 250% to 400% of the federal level of poverty. And they almost doubled, from USD 4,436 to USD 8,471, for people over 400% of the federal level of poverty.

Jessica Banthin, a senior member of the Urban Institute, said in an interview that the expiry of tax breaks would leave millions without access to any inexpensive healthcare options. She also noticed that this would probably escalate insurance costs for people who remain on the market.

“People who are sick, make an effort or find money for registration,” said Banthin. “People who are healthier leave the market more often and either find another source of insurance or remain uninsured – it is more likely that they risk.”

“So this means that people remained on the market are a bit more sick than before, and this means that the risk pool is more expensive and the contributions will increase all over the board.”

Last week, democratic governors from 18 states sent letter to the congress leaders of both sides, calling them to extend the subsidy.

“Time cannot be more urgent. Insurers already set 2026 rates. If the Congress works quickly, countries can block lower contributions and sparing files of the sticker’s shock wave,” said the letter. “If not, the damage will be felt over the years.”

Congress Republicans recognize the political threat, enabling the expiration of loans less than a year before the intracerexiance elections. At the beginning of this month, 10 GOP representatives introduced regulations This would expand the subsidies for a year. The leader of the majority of Senate John Thune, a republican from southern Dakota, he told journalists Last week, GOP leaders are open to solving the problem of extinct loans, but only at the end of this year.